Auto insurance coverage is required in nearly every state in the country. While this in itself makes a lot of sense, one common problem is the often high cost of coverage. In order to make sure that every driver is insured regardless of income, the State of California has enacted a program for affordable auto insurance coverage for those with low income. The insurance agents at Allegheny Pacific Insurance Services in Hidden Valley Lake, CA can help you find the proper coverage today.
What are my requirements?
Regardless of whether you have an insurance policy at a reduced price or not, there are certain liability minimums that you're going to need to hit before you can legally get out on the road. These will include $5,000 for any possible damage to someone's property, $15,000 for either injury or death to another person, and $30,000 for injury or death to multiple people.
How can I find out my insurance premium?
While your credit history will never be factored into your premium, there are a variety of other things that will factor into it. These include your driving record, how old you are, your type of vehicle, and how exactly you're using the car. Insurance premiums can definitely go up in price depending on these things, so you'll want to take into account what kind of vehicle you'll choose beforehand.
Who is the right choice for me?
When it comes to looking for independent insurance agents in the Hidden Valley Lake area, you'll want to go with a company that has reliable service, reasonable prices, great, knowledgeable staff, and attention to detail. Allegheny Pacific Insurance Services, Inc. has all of those things.